对于贷款损失准备,监管机构在确定单家银行具体监管要求时,应考虑的因素不包括( )。
( )是指商业银行在筹资过程中,不论采取何种筹资方式,都必须严格遵守有关法律、法规,不得进行违法筹资和违规筹资活动。
剪板机的安全防护装置以防止人员接触运动的危险部位为目的,适用最为广泛的是光点保护装置,下列剪板机光电保护装置的安装要求中,正确是的( )。
下列关于代位继承的表述,正确的是( )。
代位继承适用于遗嘱继承
代位继承人只能是被继承人的子女
被继承人的子女先于被继承人死亡的,由其直系晚辈血亲代位继承
代位继承人有权继承被继承人的全部遗产
请阅读 Passage 1,完成第 21~25小题 。
Passage 1
First two hours, now three hours-this ishow far in advance authorities are recommending people show up to catch adomestic flight, at least at some major U.S. airports with increasingly massivesecurity lines.
Americans are willing to toleratetime-consuming security procedures in return for increased safety. The crash ofEgyptAir Flight 804, which terrorists may have downed over the Mediterranean Sea,provides another tragic reminder of why. But demanding too much of airtravelers or providing too little security in return undermines public supportfor the process. And it should: Wasted time is a drag on Americans ' economicand private lives, not to mention infuriating.
Last year, the Transportation SecurityAdministration (TSA) found in a secret check that undercover investigators wereable to sneak weapons-both fake and real-past airport security nearly everytime they tried. Enhanced security measures since then, combined with a rise inairline travel due to the improving economy and low oil prices, have resultedin long waits at major airports such as Chicago ' s O ' Hare International. Itis not yet clear how much more effective airline security has become-but thelines are obvious.
Part of the issue is that the governmentdid not anticipate the steep increase in airline travel, so the TSA is nowrushing to get new screeners on the line. Part of the issue is that airportshave only so much room for screening lanes. Another factor may be that morepeople are trying to overpack their carry-on bags to avoid checked-baggagefees, though the airlines strongly dispute this.
There is one step the TSA could take thatwould not require remodeling airports or rushing to hire: Enroll more people inthe PreCheck program. PreCheck is supposed to be a win-win for travelers andthe TSA. Passengers who pass a background check are eligible to use expectedscreening lanes. This allows the TSA to focus. on travelers who are higherrisk, saving time for everyone involved. The TSA wants to enroll 25 millionpeople in PreCheck.
Ithas not gotten anywhere close to that, and one big reason is sticker shock:Passengers must pay $85 every five years to process their background checks.Since the beginning, this price tag has been PreCheck ' s fatal flaw. Upcomingreforms might bring the price to a more reasonable level. But Congress shouldlook into doing so directly, by helping to finance PreCheck enrollment or tocut costs in other ways.
One problem with the PreCheck program is_________