下列选项中，不属于一级信贷档案的是（    ）

如果基金托管人召集基金份额持有人大会，会议结束后，将决议报（      ）核准或备案，并公告。

中度湿疹应选择的外用药物是（    ）

投资于标准化资产的集合资产管理计划，其主动投资于流动性受限资产的市值在开放退出期内合计不得超过该计划资产净值的（  ）。

请阅读 Passage l,完成第 21~25小题。

Passage 1

"THE SERVANT"(1963) is one of thosefilms that it is impossible to forget. The servant exploits his master'sweaknesses until he turns the tables: the story ends with the a cringing masterministering to a lordly servant. It is hard to watch it today without thinkingof another awkward  rela-tionship-the onebetween business folk and their smartphones.

Smart devices are sometimes empowering.They put a world of information at our fingertips. But for most people theservant has become the master. Not long ago only doctors were on call all thetime. Now everybody is. Bosses think nothing of invading their employees '  free time. Work invades the home far morethan domestic chores invade the office.

Hyperconnectivity exaggerates the declineof certainty and the general cult of flexibility. Smartphones make it easierfor managers to change their minds at the last moment. Employees find it ever harderto distinguish between "on-time" and "off-time"—and indeed between realwork and makework. None of this is good for businesspeople ' s marriages ormental health. It may be bad for business, too. When bosses change their mindsat the last minute, it is hard to plan for the future.

How can we reap the benefits ofconnectivity without becoming its slaves? One solution is digital dieting.Banning browsing before breakfast can reintroduce a small amount ofcivilization. Banning texting at weekends or, say, on Thursdays, can reallyshow the iPhone who is boss.

The problem with this approach is that itworks only if you live on a desert island or at the bottom of a lake. LesliePerlow of Harvard Business School argues that for most people the only way to breakthe 24/7 habit is to act collectively rather than individually. One of theworld's most hardworking organisations, the Boston Consulting Group, introducedrules about when people were expected to be offline, and encouraged them towork together to make this possible. Eventually it forced people to work moreproductively while reducing burnout.

MsPerlow' s advice should be taken seriously. The problem of hyperconnectivitywill only get worse, as smartphones become smarter and young digital natives takeover the workforce. But ultimately it is up to companies to outsmart thesmartphones by insisting that everyone turn them off from time to time.

Judging from the text, the problem of hyperconnectivity can be solved by ____.

图示药材中，为没药的是（ ）

属于容积性泻药的是（ ）

人与动物的区别就在于人有精神、有理性，这是（）。

加工时需要蒸至杀死虫卵的药材是

一种tRNA其反密码子为5′-IGC-3′，它可识别的密码子为

下列关于消费税征收范围的表述中，错误的是(  )。